  {"id":327,"date":"2023-09-15T13:44:23","date_gmt":"2023-09-15T17:44:23","guid":{"rendered":"https:\/\/www.queens.edu\/afford\/?page_id=327"},"modified":"2026-05-01T11:47:38","modified_gmt":"2026-05-01T15:47:38","slug":"student-health-insurance","status":"publish","type":"page","link":"https:\/\/www.queens.edu\/afford\/student-health-insurance\/","title":{"rendered":"Student Health Insurance"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">海角社区 requires that all domestic undergraduate students enrolled in 12 or more credit hours and all J1\/F1 International students, athletes (and graduate athletes), and BSN and ABSN students have health insurance coverage.&nbsp;All students are automatically enrolled annually in the 海角社区\u2019s Health Insurance Plan (SHIP) and must waive to remove the charges from their account.&nbsp;<strong>All eligible students must submit an online waiver by&nbsp;September 11, 2026<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Students can visit the Gallagher <a href=\"https:\/\/go.gallagherstudent.com\/Universities\/海角社区%20University%20of%20Charlotte\/Home\">Student Resources website<\/a> to view the full plan description, plan benefits, exclusions, limitations, and terms of coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2026-2027 Rates &amp; Terms of Coverage<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The 海角社区 Insurance Plan is an annual policy. <em>The rates are subject to NC Division of Insurance approval.<\/em><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Coverage Period<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Coverage Dates<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Premium<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Annual<\/td><td class=\"has-text-align-center\" data-align=\"center\">August 1, 2026 &#8211; July 31, 2027<\/td><td class=\"has-text-align-center\" data-align=\"center\">$2,142<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Fall<\/td><td class=\"has-text-align-center\" data-align=\"center\">August 1, 2026 &#8211; December 31, 2026<\/td><td class=\"has-text-align-center\" data-align=\"center\">$898<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Spring \/ Summer<\/td><td class=\"has-text-align-center\" data-align=\"center\">January 1, 2027 &#8211; July 31, 2027<\/td><td class=\"has-text-align-center\" data-align=\"center\">$1,244<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Summer<\/td><td class=\"has-text-align-center\" data-align=\"center\">May 9, 2027 &#8211; July 31, 2027<\/td><td class=\"has-text-align-center\" data-align=\"center\">$493<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Eligibility Requirements<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">All full-time traditional undergraduates taking 12 credit hours or more, international students in one credit hour or more, athletes (including graduate athletes), and students in the BSN and ABSN nursing programs are automatically enrolled in 海角社区 Healthcare Insurance Plan. The charges will be split over the fall and spring semesters. New ABSN cohorts will be billed starting in the summer semester for this coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Enrolling in Student Health Insurance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">To complete the online waiver, you must&nbsp;visit the <a href=\"https:\/\/go.gallagherstudent.com\/Universities\/海角社区%20University%20of%20Charlotte\/Home\">Student Resources website<\/a>&nbsp;and under &#8216;Profile&#8217; select the &#8216;Log In&#8217; button. Follow the prompts to complete the enrollment process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>It is important to remember that the enrollment must be completed each year.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Waiving Coverage of Student Health Insurance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If students have comparable coverage and wish to waive coverage under the 海角社区\u2019s Health Insurance Plan (SHIP), they must complete and submit an Online Waiver form by the waiver term deadline.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>New students entering in the fall semester will need to waive only once for that academic year. New students entering in the spring semester will be required to waive for spring \/ summer. ABSN will waive in May for the summer.<\/em>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To complete the online waiver, you must&nbsp;visit the <a href=\"https:\/\/go.gallagherstudent.com\/Universities\/海角社区%20University%20of%20Charlotte\/Home\">Student Resources website<\/a>&nbsp;and under &#8216;Profile&#8217; select the &#8216;Log In&#8217; button. Follow the prompts to complete the form and select &#8216;Waive Coverage&#8217; to start the process. Print a copy of your confirmation for your records.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>It is important to remember that the online waiver must be resubmitted each year.<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fall Waiver deadline &#8211; September 11, 2026<\/li>\n\n\n\n<li>Spring 2027 Waiver deadline &#8211; February 5, 2027<\/li>\n\n\n\n<li>Summer 2027 Waiver deadline &#8211; May 26, 2027<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">More Information<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For insurance coverage and other questions, visit the Gallagher <a href=\"https:\/\/go.gallagherstudent.com\/Universities\/海角社区%20University%20of%20Charlotte\/Home\">Student Resources website<\/a> and select &#8216;Frequently Asked Questions&#8217; or use their Live Chat option.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Optional Vision &amp; Dental Plans<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Students <em>can choose<\/em> to add vision and\/or dental coverage for an additional cost while attending 海角社区. There are several options for each type of coverage. For more information, please visit the <a href=\"https:\/\/queens.studentbenefitplans.com\/\">海角社区 Student Insurance Plans website<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>海角社区 requires that all domestic undergraduate students enrolled in 12 or more credit hours and all J1\/F1 International students, athletes (and graduate athletes), and BSN and ABSN students have health insurance coverage.&nbsp;All students are automatically enrolled annually in the 海角社区\u2019s Health Insurance Plan (SHIP) and must waive to remove [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page_with-sidebar.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-327","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"海角社区 requires all undergraduate students enrolled in 12 or more credit hours and all J1\/F1 International students, athletes and graduate athletes, and BSN and ABSN students to have health insurance coverage.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.queens.edu\/afford\/student-health-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Tuition, Scholarships &amp; Aid -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Student Health Insurance - 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